Daily Roadmap for Onboarding New SIPs and Insurance Sales

Morning: Preparation and Lead Generation (1.5-2 hours)

Plan the Day and Review Targets (15-20 minutes)

• Set a daily goal:e.g., onboard 2-3 SIPs (₹500-₹5,000/month each) and 1-2 insurance policies (₹10,000-₹50,000 annual premium), contributing to your ₹35,000 monthly target (₹1,200/day average).

Update your CRM (Excel/Google Sheets, as you’ve used) to track leads, follow-ups, and pending applications. Prioritize high-potential leads (e.g., salaried professionals, HNIs from your network).

Review Angel One’s SIP offerings (e.g., equity, ELSS, hybrid funds) and insurance products (e.g., ULIPs, term plans via partners like ICICI Pru or HDFC Life).

Generate Leads (1-1.5 hours)

• Digital Outreach:Share Angel One’s SIP benefits (e.g., start at ₹100/month, rupee cost averaging) and insurance promotions (e.g., tax benefits under Section 80C) via WhatsApp/Telegram groups, as you’ve done for referrals. Use referral code SAQB for free AMC incentives.
• Cold Calling:Make 20-30 calls from your lead database (e.g., local businesses, past inquiries), pitching SIPs for wealth creation and insurance for financial security.
• Referrals:Contact existing clients for referrals, leveraging your sustainable referral network strategy (e.g., offer ₹500 Amazon vouchers for successful referrals).
• Partnerships:Reach out to CAs or financial advisors for warm leads, emphasizing Angel One’s zero-brokerage equity trading to attract SIP investors.
• Midday:Client Meetings and Product Pitching (2-3 hours)

Schedule and Conduct Meetings (1.5-2 hours)

Arrange 3-5 virtual/in-person meetings via WhatsApp/calls, as per your scheduling habits.

• SIP Pitch:Highlight disciplined investing (e.g., ₹1,000/month at 10% CAGR could grow to ₹7.18 lakh in 20 years). Emphasize Angel One’s mutual fund platform, low-cost SIPs (₹100/month), and tools like ARQ for fund selection.
• Insurance Pitch:Focus on ULIPs (combining SIP-like investments with life cover) or term plans (e.g., ₹1 crore cover for ₹10,000/year premium). Highlight tax benefits (₹1.5 lakh under Section 80C) and family security.
• Tailor pitches to client goals:retirement (SIPs in large-cap funds), education (ELSS SIPs), or protection (term insurance), using your presentation skills (e.g., simple slides with growth projections).

Guide Clients Through Onboarding (1-1.5 hours)

• SIP Onboarding:

Direct clients to Angel One’s app/website to start an SIP.

Assist with KYC (PAN, Aadhaar, bank details) and linking their Demat account (free opening, as per your prior query).

Help select funds (e.g., regular SIP for salaried clients, top-up SIP for growing incomes) and set up auto-debit (daily/weekly/monthly).

• Insurance Onboarding:

For ULIPs or term plans, guide clients to fill out forms via Angel One’s insurance partners (e.g., Bajaj Allianz, Tata AIA).

Upload documents (PAN, Aadhaar, income proof for ULIPs) and complete e-KYC with Aadhaar OTP.

Ensure proposals are submitted and premium payments are initiated via UPI/net banking.

Conduct In-Person Verification (IPV) via webcam if required, or use DigiLocker for seamless KYC.

Afternoon: Follow-Ups and Deal Closure (2-3 hours)

Follow Up on Pending Applications (1 hour)

Check CRM for clients stuck at KYC, document upload, or payment stages.

Call/message to resolve issues (e.g., incorrect PAN, OTP delays).

Coordinate with Angel One’s support (support@angelbroking.com, 18602002006) for verification delays or policy issuance.

Close Deals and Cross-Sell (1-2 hours)

Confirm SIP activations (units allocated at NAV) and insurance policy issuance (policy number received).

• Cross-sell:For SIP clients, pitch ULIPs for insurance + investment benefits; for insurance clients, suggest SIPs for wealth creation (e.g., “Add a ₹500/month SIP to your term plan for retirement”).

Encourage clients to start trading via Angel One’s zero-brokerage equity platform to increase engagement.

Add nominees to SIPs/insurance policies for compliance and client trust.

Evening: Reporting and Skill Refinement (1 hour)

Update CRM and Report Progress (30 minutes)

Log new leads, meetings, and closed deals (SIPs/insurance) in your CRM, tracking revenue (e.g., ₹200-500 commission/SIP, 15-30% commission/insurance premium).

• Calculate daily revenue:e.g., 2 SIPs (₹2,000/month each, ₹400 commission) + 1 term plan (₹10,000 premium, ₹1,500 commission) = ₹1,900/day.

Share updates with your manager via email/Google Forms, as per your prior tracking methods.

Review and Prepare for Tomorrow (30 minutes)

• Analyze performance:Did you meet your 2-3 SIP and 1-2 insurance targets? Identify issues (e.g., low conversions, document errors).

Refine your pitch using Angel One’s research reports or market trends (e.g., Nifty 50 performance, as you’ve referenced).

Schedule tomorrow’s follow-ups and prepare a list of 20 new leads for outreach.

Key Tips for Success

• Leverage Angel One’s Tools:Use the Angel One app for real-time SIP tracking and ARQ for fund recommendations to build client trust.
• Incentivize Referrals:Promote Angel One’s referral program (e.g., free AMC or cash rewards) to scale leads, as per your referral network strategies.
• Compliance:Ensure clients understand SEBI/IRDAI regulations, SIP risks (market-linked, no guaranteed returns), and insurance terms (e.g., surrender charges for ULIPs).
• Time Management:Allocate 30% to lead generation, 40% to meetings/pitching, and 30% to follow-ups/reporting, aligning with your 6-8 hour workday.
• Skill Building:Practice daily pitches (as in your 30-day salesman plan), focusing on simplifying SIP compounding (e.g., ₹1,000/month at 12% for 15 years yields ₹5.03 lakh) and insurance benefits.

Daily Target Example

• Goal:2-3 SIPs (₹500-₹5,000/month) and 1-2 insurance policies (₹10,000-₹50,000 premium).
• Revenue:₹400-1,000 (SIPs) + ₹1,500-7,500 (insurance) = ₹1,900-8,500/day, contributing to ₹35,000/month.
• Product Mix:Focus on regular SIPs for beginners, top-up SIPs for salaried clients, and ULIPs/term plans for risk-averse clients.

Tools and Resources

• CRM:Excel/Google Sheets for lead tracking (as you’ve used).
• Calculators:Use Angel One’s SIP calculator to show clients projected returns (e.g., ₹1,000/month at 10% for 20 years = ₹7.18 lakh).
• Learning:Study Angel One’s mutual fund reports or Investopedia for SIP/insurance knowledge.
• Support:Contact Angel One for client onboarding issues or partner insurers for policy details.

This roadmap leverages your sales experience, CRM expertise, and focus on financial products to drive daily SIP and insurance sales. If you need a sample pitch script or CRM template, let me know!